About Eurosilex Mortgage Assistance

Acquiring a Bulgarian property with a mortgage is the best and easiest way to increase your investment return. Having understood this principal, Eurosilex in co-operation with the “Bulgarian Mortgage Warehouse” have been actively negotiating with the Bulgarian lenders to get the best possible mortgage rates when buying a property overseas. They can propose the most competitive mortgage rates to all of our clients when purchasing Eurosilex Properties and therefore assuring you of enhancing your capital appreciation. Due to the language barrier, Eurosilex partner BMW have also decided to propose a full multilingual package to all potential borrowers; their team of professional mortgage brokers based in Bulgaria, will search the different products available within the Bulgarian banking system to present you with an offer which will best suit your needs and individual circumstances. Unlike most other brokers they will not charge you until they are confident that they can place your application with a lender that matches your bespoke criteria. Of course there are associated fees that depend on your personal circumstances. All fees are published on their website.

Buying a home abroad does vary from the way you purchase a home in your own country. Therefore you need a professional assistant to guide you through every step in making a secure investment whilst avoiding the pitfalls and risky situations. The “Bulgarian Mortgage Warehouse” will appoint you with a personal account manager that will be available to define exactly how much you can borrow from a Bulgarian lender, depending on your individual circumstances for example – the yearly income, income to debt ratio’s, employment status, credit history, outgoings, and whether you are buying alone or with a partner.

The seasoned professionals will handle all of the necessary calculations for taxes and fees, relevant paperwork, negotiations with the lender and correspondence with institutions involved. The advisors will co-ordinate their activity according to your own requirements. The “Bulgarian Mortgage Warehouse” will take into consideration all aspects of the clients’ case and the current offers from the banking institutions. They will try to match the interests of both sides – the lender and the borrower to enable them to speed up the application process. We believe that with such intermediation you have got a much better chance of securing a successful mortgage loan application when compared to a situation where you decide to shop around individually, because finding the right mortgage can be tough. We highly recommend the “Bulgarian Mortgage Warehouse” and their services which will minimise the stress of having to do this yourself!

Let their personal account managers consider instead of you, all the factors (whether the mortgage includes early redemption fees, if you choose to move your mortgage to another lender; any fees you may have to pay if you switch mortgage with the same lender; any application fees; the ability to make under or overpayments; cashback or other offers; and whether you will still be able to afford the repayments once a fixed or discounted rate is over) which will play an integral part of the decision making process.They will provide you with options and guide you through the decision making process ensuring that you make the right choise for you long term.

Your appointed advisor is in close contact with the Bulgarian banks on a daily basis and will provide you with a pre-approval within 24 hours. This is not a definite commitment to lend but to match your individual circumstances to the criteria of the lender.

For more information you can use their budget calculator to help you work out how much you can afford to pay each month, or for step by step explanation of the application process you can contact a member of “Bulgarian Mortgage Warehouse” and one of their devoted advisers will handle your case and assist you.